Disclaimer

The information provided by AmExPlatinum175k.com, including all calculators, guides, and educational content, is for general informational and educational purposes only. It is not intended to be, and should not be interpreted as, financial advice, credit counseling, or professional recommendations.

You should always:

• Review official terms and conditions directly from American Express before applying
• Consult with a qualified financial advisor before making credit decisions
• Verify all offer details and eligibility requirements on official American Express websites
• Consider your personal financial situation and credit goals before applying for any credit card
• Never make financial decisions based solely on information from this website

Important Notice: AmExPlatinum175k.com is an independent educational website and is NOT affiliated with, endorsed by, or sponsored by American Express Company or any of its subsidiaries.

• We are not authorized representatives, agents, or partners of American Express
• All trademarks, service marks, and trade names referenced on this site are the property of their respective owners
• "American Express," "Amex," "Platinum Card," and "Membership Rewards" are registered trademarks of American Express Company
• We use these terms solely for descriptive and educational purposes

For Official Information:

• Always verify offer details directly on americanexpress.com
• Contact American Express customer service for official support
• Review official terms and conditions before applying for any credit card
• Our content is based on publicly available information and may not reflect the most current offers

Credit card offers, including the Amex Platinum 175k offer, are subject to change without notice and may vary based on individual circumstances.

• Personalized Offers: The 175k offer may not be available to all applicants. American Express uses targeted marketing, and offers vary by individual
• Time-Sensitive: Offers expire and change frequently. Information on this site may not reflect the most current available offers
• Eligibility Requirements: Approval is subject to credit review and eligibility criteria set by American Express
• Terms May Vary: Spending requirements, bonus structures, and benefits may differ from what is described on this site

We make no guarantees that:

• Any specific offer will be available to you
• You will be approved for any credit card
• The information on this site is current or complete
• Calculations or estimates reflect actual value you will receive

Our Points Value Calculator and other tools provide estimates based on general assumptions and publicly available information. These tools:

• Provide Estimates Only: Actual point values vary based on how you redeem them, transfer partners, and individual redemption strategies
• Use General Assumptions: Calculations are based on average redemption values and may not reflect your specific situation
• Are Not Guarantees: Estimated values do not guarantee actual value you will receive from your points
• May Become Outdated: Point values, transfer ratios, and redemption options change over time

Privacy Notice: All calculations are performed in your browser. We do not collect, store, or share any personal financial information you enter into our calculators.

Transparency Notice: AmExPlatinum175k.com may contain affiliate links to credit card offers and other financial products. We may receive compensation when you click on certain links or are approved for credit cards through our site.

Our Commitment:

• Compensation does not influence our editorial content or recommendations
• We strive to provide accurate, unbiased information regardless of affiliate relationships
• Our primary goal is to educate users about credit card offers and strategies
• We clearly disclose when links may result in compensation

You are never obligated to use our links, and you should always compare offers from multiple sources before making any financial decision.

While we strive to provide accurate and up-to-date information about credit card offers, benefits, and strategies, we make no warranties or representations about the accuracy, completeness, or timeliness of the content.

Important Considerations:

• Credit card offers, terms, and benefits change frequently
• There may be delays between offer changes and website updates
• Information may contain errors or omissions despite our best efforts
• We are not responsible for outdated or inaccurate information

Always verify all information directly with American Express or the relevant financial institution before making any decisions.

To the fullest extent permitted by law, AmExPlatinum175k.com and its operators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

• Use or inability to use the website, calculators, or any tools
• Reliance on any information, recommendations, or strategies provided
• Errors, omissions, or inaccuracies in the content
• Credit card applications, approvals, or denials
• Financial decisions or outcomes based on information from this website
• Changes to credit card offers, terms, or benefits
• Loss of points, benefits, or financial value
• Credit score impacts or other financial consequences

Use this website at your own risk. You are solely responsible for any financial decisions you make based on information found on this site.

Applying for credit cards can impact your credit score. Please consider the following before applying for any credit card:

• Hard Inquiries: Credit card applications result in hard inquiries on your credit report, which may temporarily lower your credit score
• Credit Utilization: Opening new credit accounts affects your overall credit utilization ratio
• Payment Responsibility: You are responsible for making timely payments and managing your credit responsibly
• Interest and Fees: Carrying a balance results in interest charges. Annual fees apply regardless of card usage
• Spending Requirements: Only pursue welcome bonuses if you can meet spending requirements through normal, planned expenses

Never overspend or go into debt solely to earn credit card rewards or bonuses.